As of 2026, the FHA loan limit for a single-family home in Walton county, part of Boone, KY, is set at $472,030. For homes with 2-units, it increases to $604,400, the limit for 3-units is $730,525, and for properties with 4-units, the maximum is $907,900.
For conventional loans on single-family residences, the maximum is $726,200. It goes up to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to find today’s optimal FHA rates, and also determine the downpayment, required income, credit, reserves, and documents needed for loan qualifications.
The Lendersa® calculator is designed for comparing FHA rates and terms with those of various other loan programs. Explore and compare options like conventional, jumbo, VA, USDA, non-QM, and hard money loans in conjunction with FHA offers.
Compiling data from thousands of lenders, Lendersa® rapidly matches your unique financial profile and needs with the most suitable loan program details.
Our Loan Limits Comparison Table for 2026 in Walton, covering Boone, KY, allows you to contrast maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To effectively assess qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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