In 2026, the FHA loan limits in Union county of Boone, KY are $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-units, and $907,900 for four-unit properties.
For conventional loans, the maximum for a single-family residence is $726,200. The limit increases to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our FHA calculator to discover today’s leading FHA rates and determine the downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of all other loan programs. Assess and explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® retrieves loan program data from thousands of lenders, comparing it quickly to your financial situation and needs.
The Loan Limits Comparison Table for 2026 in Union county, Boone, KY, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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