In the year 2026, within the county of Crittenden, part of Grant, KY, the FHA loan limit is established at $472,030 for a single-family home. For properties comprising two units, the lending limit increases to $604,400; for those with three units, it rises further to $730,525. Finally, for homes with four units, the upper limit is set at $907,900.
Regarding conventional loans, the maximum permissible amount for a single-family residence reaches $726,200. For properties with two units, the allowable loan amount is $929,850; for those with three units, it is set at $1,123,900, and for properties with four units, it stands at $1,396,800.
Utilize our FHA calculator to access today’s premier FHA rates and determine crucial elements such as necessary down payments, eligible income levels, required credit scores, reserve needs, and essential documentation required for qualification.
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The Lendersa® calculator provides users with the ability to compare FHA rates and terms alongside a spectrum of other loan program offerings. Delve into the particulars of conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, assessing them in comparison with FHA features.
Lendersa® efficiently compiles and matches extensive loan program details sourced from thousands of lenders with your unique financial profile and specific needs, allowing for quick, personalized comparisons and insights.
Our elaborate Loan Limits Comparison Table for 2026 in the locale of Crittenden county, falling under Grant, KY, offers a detailed examination of maximum loan amounts applicable across myriad programs. These include FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To thoroughly evaluate qualification prerequisites such as income thresholds, reserves, and credit considerations, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring comprehensive analysis for sound decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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