In 2026, the FHA loan limits for Bayou-Vista, within St. Mary county of LA, are set at $356,362 for single-family homes. For properties with two units, the limit is $456,275, for three-unit buildings, it is $551,500, and for four-unit properties, the maximum allowed is $685,400.
The maximum conventional loan amounts on a single-family home are $548,250. For two-unit homes, it is $702,000, for three-unit structures it reaches $848,500, and for four-unit residences the cap is $1,054,500.
Try our FHA calculator to discover today's best FHA rates and calculate the necessary down payment, income level, credit rating, reserves, and documents needed to qualify.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Options include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a variety of choices for exploration.
Utilizing data from thousands of lenders, Lendersa® quickly aligns these options with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bayou-Vista, part of St. Mary, LA, presents a detailed comparison of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into qualification requirements, including aspects like income, reserves, and credit, consider the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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