As of 2026, in the county of St. Mary, located in Patterson, LA, FHA loan limits are $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for four-unit properties.
The cap for conventional loans on single-family homes is $726,200, rising to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for quadriplexes.
Use our FHA calculator to check out current top FHA rates and analyze the necessary down payment, income, credit, reserves, and documents for qualification.
Lendersa® provides a calculator to contrast FHA rates and conditions with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With access to data from thousands of lenders, Lendersa® quickly compares them against your financial profile and requirements.
The Loan Limits Comparison Table for 2026 for county St. Mary in Patterson, LA, allows you to compare the maximum loan capacities for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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