In 2026, the FHA loan limits for the county of St. Mary, within Berwick, LA, are $472,030 for a single-family home. For two-units, the cap is $604,400; for three units, it's $730,525, and for properties with four units, it's $907,900.
The top amount for conventional loans on a single-family residence is $726,200. For two-unit homes, the limit is $929,850, for three-unit properties, it's $1,123,900, and for four-unit homes, it goes up to $1,396,800.
Check today’s FHA best rates using our calculator to determine downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows for comparison of FHA rates and terms with other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money offerings.
Leveraging data from thousands of lenders, Lendersa® quickly compares these against your own financial profile and needs.
The Loan Limits Comparison Table for 2026 in Berwick, located in St. Mary, LA, thoroughly compares maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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