In 2026, the FHA loan limits in Boutte within St. Charles, LA, are: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three units, and $907,900 for four-unit properties.
The maximum conventional loan amount for a single-family residence is $726,200. For two units, the cap is $929,850; for three units, it's $1,123,900; and for four-unit homes, it is $1,396,800.
Utilize our FHA calculator to find today’s leading FHA rates and determine the required down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows comparisons between FHA rates and other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing extensive choices for evaluation.
With data from thousands of lenders, Lendersa® quickly contrasts this information with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Boutte, situated in St. Charles, LA, offers detailed insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For deeper analysis of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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