For 2026, the FHA loan limit in St. Charles county, located in Destrehan, LA, is set at $472,030 for a single-family home. For two units, the limit extends to $604,400, for three units it rises to $730,525, and for four-unit properties, it reaches $907,900.
The highest loan amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850, moving up to $1,123,900 for three units, and peaking at $1,396,800 for four units.
Explore today’s best FHA rates by using our FHA calculator to determine your necessary downpayment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator is designed to help you compare FHA rates and terms with those of other loan programs. Examine various options including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans in comparison with FHA offerings.
Lendersa® compiles comprehensive loan data from thousands of lenders, allowing for a rapid alignment with your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Destrehan, within St. Charles, LA, offers insights into the maximum loan amounts possible for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification factors such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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