For 2026, the FHA loan limit in St.-Rose county of St. Charles, LA, is $356,362 for a single-family home. For two units, it is $456,275, advancing to $551,500 for three units, and $685,400 for four-unit properties.
The maximum for conventional loans on a single-family residence is $548,250. For two units, it extends to $702,000, increases to $848,500 for three, and $1,054,500 for four units.
Utilize our FHA calculator to discover today’s best FHA rates and calculate the downpayment, necessary income, credit, reserves, and documents for qualification.
The Lendersa® calculator assists you in comparing FHA rates and terms with other loan program offerings. Examine options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, allowing rapid comparisons with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in St.-Rose county, St. Charles, LA, provides insights into loan maximums for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. For qualifying details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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