In 2026, the FHA loan limit in Carencro county, Lafayette, LA is $472,030 for a single-family home. For two units, it's $604,400, $730,525 for three-unit properties, and $907,900 for four-unit residences.
The maximum loan amount for conventional loans on a single-family home is $726,200, increasing to $929,850 for two units, reaching $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to explore today’s top FHA rates and figure out the down payment, required income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Discover and contrast options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® pulls loan program data from thousands of providers, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Carencro county, Lafayette, LA presents maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualification factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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