In 2026, the FHA loan limits in Sunset, within the county of St. Landry, LA, are $472,030 for a single-family home. For two-unit properties, the limit is $604,400, while it increases to $730,525 for three-unit homes, and reaches $907,900 for four-unit residences.
The maximum conventional loan for a single-family residence is set at $726,200. For two-unit dwellings, the cap is $929,850, for three-unit buildings it's $1,123,900, and for four-unit homes, it extends to $1,396,800.
Utilize our FHA calculator to discover the best FHA rates today and calculate the necessary down payment, income, credit, reserves, and documents required for eligibility.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive view of financing options.
Lendersa® quickly accesses data from thousands of lenders and aligns it with your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Sunset, situated in St. Landry, LA, reviews maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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