In the year 2026, the FHA loan limit in DeRidder, within Beauregard county, LA, stands at $472,030 for single-family homes. For two-unit residences, the limit is set at $604,400, for three units it rises to $730,525, and for four units, it caps at $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,200. For properties with two units, the cap is $929,850; for those with three units, it is $1,123,900, and it peaks at $1,396,800 for four-unit properties.
Utilize our FHA calculator to access today’s top FHA rates and determine the required downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator offers the capability to match FHA rates and terms against those of other loan programs. Explore different options including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA.
Lendersa® compiles comprehensive loan program data from thousands of lenders and efficiently matches it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in DeRidder, Beauregard, LA provides a detailed look at maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification necessities such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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