In 2026, the FHA loan limit for West-Monroe in Ouachita county, LA, is $356,362 for a single-family home. For properties with two units, the cap is $456,275, rising to $551,500 for three-unit residences, and reaching $685,400 for four-unit buildings.
The highest loan allowed for conventional loans is $548,250 on a single-family residence. For two-unit homes, it is $702,000, it extends to $848,500 for three units, and climbs to $1,054,500 for four-unit living spaces.
Use our FHA calculator to uncover today’s leading FHA rates and evaluate the required downpayment, income, credit standing, reserves, and necessary documentation for qualification.
The Lendersa® calculator is a powerful tool for contrasting FHA rates and terms with options from other loan programs. Explore and compare choices such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® acquires comprehensive loan data from thousands of lenders, enabling quick matches with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for West-Monroe of Ouachita, LA allows for assessment of maximum FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan amounts. For an analysis of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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