For 2026, the FHA loan limits in Metairie county, within Jefferson, LA, stand at $472,030 for a single-family home. For properties with 2-units, the limit increases to $604,400; for 3-units, it's $730,525; and for 4-units, the cap is $907,900.
The maximum loan amount for conventional loans on a single-family residence is set at $726,200. For 2-units, the cap is $929,850, while for 3-units, it reaches $1,123,900; and for 4-units, the limit is $1,396,800.
Our FHA calculator helps you determine today’s most favorable FHA rates, calculate downpayment, income, credit requirements, reserves, and documents necessary for qualification.
Lendersa® calculator allows comparing FHA rates and terms with those of various other loan programs. Explore options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
Lendersa® accesses comprehensive loan program data from thousands of lenders and swiftly matches this with your financial profile and needs.
Using our Loan Limits Comparison Table for 2026 in Metairie, part of Jefferson, LA, assess maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money programs. Evaluate crucial requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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