For 2026, the FHA loan limit in New-Roads, within Pointe Coupee county, LA, is $356,362 for a single-family home. The limit extends to $456,275 for two-unit buildings, goes up to $551,500 for three units, and reaches $685,400 for four units.
The highest allowable loan amount for conventional loans on a single-family residence is $548,250. For two units, the cap is set at $702,000, increasing to $848,500 for three units, and capped at $1,054,500 for four-unit dwellings.
Use our FHA calculator to explore today's best FHA rates and evaluate the necessary downpayment, income level, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Consider alternatives such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans in conjunction with FHA.
Lendersa® sources extensive loan data from thousands of lenders and promptly aligns it with your financial profile and specific needs.
For 2026 in New-Roads, Pointe Coupee, LA, the Loan Limits Comparison Table offers insights into maximum allowable figures for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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