In the year 2026, the FHA loan limit in East Baton Rouge county, located in Zachary, LA, is established at $472,030 for single-family homes. For properties with two units, the limit is set at $604,400, it increases to $730,525 for three-unit homes, and reaches $907,900 for four-unit buildings.
For conventional loans, the maximum amount is $726,200 on a single-family residence. For two-unit dwellings, the amount is $929,850, for three units it extends to $1,123,900, and for four-unit properties, it caps at $1,396,800.
Utilize our FHA calculator to find today’s top FHA rates and calculate the appropriate down payment, income, credit, reserves, and documentation required for qualification.
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The Lendersa® calculator helps you match FHA rates and terms with those of various other loan programs. Explore and compare options including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA deals.
Lendersa® aggregates loan program data from a vast pool of lenders, allowing you to swiftly compare these options against your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Zachary county, East Baton Rouge, LA offers detailed insights into maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. To evaluate qualification criteria such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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