In the year 2025, the FHA loan limits available in the county of St. Bernard, located within Poydras, LA are as follows: for a single-family dwelling, it is $472,030; for duplexes, it stands at $604,400; for triplexes, the limit is $730,525; and for a four-unit building, it reaches $907,900.
When considering conventional home loans, the maximum available for a single-family unit is $726,200. For a two-unit property, the limit is $929,850, moving up to $1,123,900 for three units, and up to $1,396,800 for properties with four units.
Our FHA calculator is at your disposal to discover the best FHA rates available today, as well as to precisely calculate the down payment, required income, credit, reserves, and the necessary documents for qualification.
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The Loan Limits Comparison Table for 2025 in the county of St. Bernard within Poydras, LA allows you to evaluate the maximum loan amounts across several categories including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. To assess criteria such as qualifying income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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