In 2025, the FHA loan limit for Raceland, within Lafourche county, LA, is $472,030 for a single-family home. It adjusts to $604,400 for two- unit properties, $730,525 for three units, and $907,900 for four-unit buildings.
For conventional loans, the maximum for a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Utilize our FHA calculator to view today’s best FHA rates and find out the down payment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator is a tool for comparing FHA rates and terms with other loan program rates. Discover and compare conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
By sourcing loan data from thousands of lenders, Lendersa® swiftly aligns with your financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Raceland, Lafourche, LA, compares maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), plus hard money products. To assess qualification standards like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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