For 2025, the FHA loan limit in Larose, within Lafourche county, LA, is $472,030 for a single-family home. It increases to $604,400 for properties with two units, $730,525 for those with three units, and reaches $907,900 for four-unit residences.
The maximum conventional loan capacity for a single-family dwelling is $726,200. For two-unit homes, it extends to $929,850; for three units, it scales up to $1,123,900, and culminates at $1,396,800 for four-unit properties.
Utilize our FHA calculator to check today’s top FHA rates and assess the required downpayment, necessary income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator provides a comprehensive tool for assessing FHA rates and terms against a range of alternate loan programs. Explore options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans to compare with FHA services.
Lendersa® sources extensive loan data from thousands of lenders, offering swift comparisons tailored to your unique financial profile and requirements.
For 2025, the Loan Limits Comparison Table in Larose, Lafourche, LA highlights the maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualification factors including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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