In 2026, the FHA loan limit for Norco, located in the county of St. Charles, LA, is set at $472,030 for a single-family home. For properties with two units, it is $604,400. For those with three units, the limit rises to $730,525, and four-unit properties have a cap of $907,900.
The maximum allowable amount for conventional loans on a single-family residence is $726,200. This advances to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit structures.
Use our FHA calculator to explore today’s best FHA rates and identify needed downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms alongside other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering diverse financial pathways.
Lendersa® swiftly compiles data from thousands of lenders, aligning it with your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table for Norco, county of St. Charles, LA, provides comprehensive insights into maximum loan amounts accessible for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further scrutinize qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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