In 2026, the FHA loan limit in Swartz, found in the county of Ouachita, LA, stands at $472,030 for a single-family home. For properties with two units, the limit increases to $604,400, for three-unit buildings it's $730,525, and for four-unit residences, the cap is $907,900.
For conventional loans, the maximum borrowing amount on a single-family home is $726,200. If it's a two-unit home, the limit is $929,850, for three-unit settings it's $1,123,900, and for four-unit edifices, the cap reaches $1,396,800.
Our FHA calculator helps determine the best available FHA rates today and assesses the necessary down payments, income requirements, credit needs, reserves, and documentation for qualification.
With the Lendersa® calculator, you can compare FHA rate and terms alongside other loan options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool allows you to explore and assess your choices thoroughly.
Lendersa® accesses a vast array of lender data, which it evaluates against your personalized financial profile and requirements, doing so swiftly and efficiently.
The Loan Limits Comparison Table for 2026 within Swartz, positioned in Ouachita, LA, provides an extensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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