In 2026, the FHA loan limit in Sterlington, part of Ouachita, LA, is set at $472,030 for a single-family home. For two units, the limit is $604,400, while for three it reaches $730,525, and for four units, it is $907,900.
The maximum for conventional loans on a single-family residence is $726,200. For two units, the cap increases to $929,850, for three-unit homes it's $1,123,900, and for four units, the limit is $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and assess necessary down payment, income, credit reserves, and documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms alongside those from other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, comparing it swiftly with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sterlington county within Ouachita, LA, offers detailed insights into maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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