In 2026, the FHA loan limit for a single-family home in Monroe county of Ouachita, LA, stands at $472,030. For 2-units, the limit is $604,400; for properties with 3-units, it increases to $730,525; and for 4-units, the maximum is $907,900.
For conventional loans, the ceiling for a single-family residence is $726,200. In the case of 2-units, the maximum is $929,850; for 3-units, it is $1,123,900; and for 4-units, the amount is $1,396,800.
Use our FHA calculator to find today’s top FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against those from other loan programs. Explore options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
With loan program data sourced from thousands of lenders, Lendersa® quickly evaluates options that fit your unique financial situation and needs.
Our Loan Limits Comparison Table for 2026 in Monroe, within Ouachita, LA, provides insights into maximum loan amounts across different programs such as FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Evaluate requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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