In the year 2026, the FHA loan limits for Bedford, located in Middlesex, MA, are specified as $828,000 for single-family homes, $1,060,000 for duplexes, $1,281,300 for triplexes, and $1,592,350 for four-unit properties.
For conventional loans, the maximum amounts are established at $828,000 for single-family residences, $1,060,000 for two-unit homes, $1,281,300 for three-unit housing, and $1,592,350 for buildings with four units.
Our FHA calculator is available to help you discover today's competitive FHA interest rates and to determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans right alongside FHA offerings.
Lendersa® efficiently compiles loan program data from thousands of lenders, providing a quick comparison with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026, available in Bedford within Middlesex, MA, permits you to evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification criteria such as income, reserves, and credit score requirements, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your service.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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