For the year 2026, the FHA loan threshold in Lexington county within Middlesex, MA is established at $828,000 for a single-family home. If you're considering a 2-unit property, the limit is $1,060,000; for 3-unit structures, it is $1,281,300; and it reaches $1,592,350 for 4-unit buildings.
When it comes to conventional loans, the single-family home limit is $828,000. The cap for a 2-unit dwelling is $1,060,000, for a 3-unit residence it's $1,281,300, and for a 4-unit property the limit stands at $1,592,350.
Utilize our FHA calculator to discover the most competitive FHA rates available today, and calculate essential information such as the necessary downpayment, required income, credit score, reserves, and documentation to secure your qualification.
The Lendersa® calculator is a powerful tool that lets you juxtapose FHA rates and terms with those of various loan programs. Dive deeper into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By integrating data from a vast array of lenders, Lendersa® rapidly aligns program offerings with your unique financial circumstances and goals.
The Loan Limits Comparison Table for the year 2026 for Lexington county, Middlesex, MA, enables a side-by-side review of maximum loan values across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize eligibility criteria such as income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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