For 2026, FHA loan limits in Lincoln county, located in Middlesex, MA, are established at $828,000 for a single-family home. For properties with 2-units, the limit is $1,060,000; for 3-units, it's $1,281,300; and for 4-units, it goes up to $1,592,350.
Maximum amounts for conventional loans on a single-family residence are $828,000. For 2-units, the limit is $1,060,000. For 3-units, it reaches $1,281,300, and for 4-units, it's $1,592,350.
Utilize our FHA calculator to access today's most favorable FHA rates and determine the required downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows users to compare the rates and terms of FHA loans against those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles comprehensive loan data from thousands of lenders, efficiently comparing it to your unique financial situation and needs.
Access the Loan Limits Comparison Table for 2026 in Lincoln county of Middlesex, MA. It offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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