2026 FHA (Government Loans) Limits for Boxborough, Middlesex County, Massachusetts

In 2026, the FHA loan limits in Boxborough county of Middlesex, MA are set at $828,000 for a single-family home. For properties with 2-units, the limit is $1,060,000; for 3-units, it's $1,281,300; and for 4-units, the maximum is $1,592,350.

The highest permissible loan amount for conventional loans on a single-family residence is $828,000. For 2-units, it becomes $1,060,000, while the cap for 3-units is $1,281,300, and for 4-units, it reaches $1,592,350.

Use our FHA calculator to check today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed to qualify.

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Evaluate Loan Options in Boxborough, MA

The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates loan data from numerous lenders, quickly aligning it with your financial profile and needs.

Consult the Loan Limits Comparison Table for 2026 in Boxborough, Middlesex, MA, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Boxborough county of Middlesex, MA

SFR 2 Units 3 Units 4 Units
FHA $828,000 $1,060,000 $1,281,300 $1,592,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $828,000 $1,060,000 $1,281,300 $1,592,350
USDA $675,000 $675,000 $675,000 $675,000
VA $828,000 $1,060,000 $1,281,300 $1,592,350
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Massachusetts
  • American Mortgage Processing Services
  • One Oxford Valley, Suite 220A, Langhorne, PA, 19047
  • Lends in Massachusetts
  • American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.

  • Union Plus Mortgage Company
  • 305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
  • Lends in Massachusetts
  • Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.

  • 3rd Generation Mortgages
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • Lends in Massachusetts
  • 3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different

  • Tioga-Franklin Savings Bank
  • 320 East Girard Avenue, Philadelphia, PA, 19125
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • Lends in Massachusetts
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process
    No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges.
    Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.

  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
  • Lends in Massachusetts
  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.

  • Stage Point Capital
  • 2 Booth Ln. #4, Haverford, FL, 19041
  • Lends in Massachusetts
  • Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.

  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • Lends in Massachusetts
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.

  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • Lends in Massachusetts
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.

  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Lends in Massachusetts
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • iReverse Home Loans
  • 12404 Hunters Glen, Owings Mills, MD, 21117
  • Lends in Massachusetts
  • iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.