In 2026, the FHA loan limits for Littleton-Common within the county of Middlesex, MA, are set at $724,500 for a single-family home. For two-unit properties, the limit increases to $927,500, $1,121,150 for homes with three units, and $1,393,300 for those with four units.
The maximum allowable loan amounts for conventional loans on a single-family residence reach $724,500. For buildings containing two units, it's $927,500, while three units allow for $1,121,150, and four-unit homes have a cap of $1,393,300.
Utilize our FHA calculator to see today’s prime FHA rates and determine the necessary downpayment, income requirements, credit considerations, reserves, and documentation needed for qualification.
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The Lendersa® calculator is a powerful tool that allows you to compare FHA loan rates and terms with those of various other loan programs. This encompasses a diverse selection, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, giving you a broad spectrum of financial possibilities to consider.
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For 2026 in Littleton-Common, county of Middlesex, MA, the Loan Limits Comparison Table is instrumental in reviewing the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending products. To evaluate comprehensive qualification requirements, including income, reserves, and credit criteria, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an enriched analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| USDA | $579,600 | $579,600 | $579,600 | $579,600 |
| VA | $724,500 | $927,500 | $1,121,150 | $1,393,300 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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