FHA Loan Limits for Stow, Middlesex County, MA in 2026

For 2026, the FHA loan limits for properties in Stow within Middlesex, MA, are $828,000 for a single-family home, $1,060,000 for 2-unit residences, $1,281,300 for 3-unit properties, and $1,592,350 for 4-units.

The maximum allowable amount for conventional loans on a single-family residence is $828,000. It rises to $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.

Utilize our FHA calculator to access today's best FHA rates and ascertain the necessary downpayment, income, credit, reserves, and documents required to qualify.

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Discover Loan Choices in Stow, MA

The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles loan data from a wide array of lenders, offering fast comparisons that align with your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Stow, Middlesex, MA, enables a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To review qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Stow county of Middlesex, MA

SFR 2 Units 3 Units 4 Units
FHA $828,000 $1,060,000 $1,281,300 $1,592,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $828,000 $1,060,000 $1,281,300 $1,592,350
USDA $675,000 $675,000 $675,000 $675,000
VA $828,000 $1,060,000 $1,281,300 $1,592,350
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Stow FHA Lenders

  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.

  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you

  • The Mortgage Pros
  • 2 Vernon St., Framingham, MA, 01701
  • Lends in Massachusetts
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • OnTo Mortgage
  • 405 Cochituate Road, Suite 204, Framingham, MA, 01701
  • Lends in Massachusetts
  • OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.

  • PRESTIGE HOME MORTGAGE, LLC
  • 6 MAPLE STREET, SUITE 202, NORTHBOROUGH, MA, 1532
  • Lends in Massachusetts
  • We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs

  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • Lends in Massachusetts
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Lends in Massachusetts
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Lends in Massachusetts
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.

  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • Lends in Massachusetts
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.

  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Lends in Massachusetts
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.