In 2026, the FHA loan limits for properties in Warren county within Worcester, MA are $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for 4-unit dwellings.
The maximum for conventional loans on a single-family residence stands at $726,200. For properties with 2-units, it is $929,850, for 3-units it adjusts to $1,123,900, and for 4-units the maximum reaches $1,396,800.
Utilize our FHA calculator to access today's prime FHA rates, and determine the necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator offers the ability to contrast FHA loan rates and terms with those of other financing programs. This includes assessing Conventional, Jumbo, VA, USDA, Non-QM, and hard money options against FHA.
Lendersa® aggregates detailed loan data from thousands of lenders, rapidly providing comparisons personalized to your financial situation and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Warren county of Worcester, MA, which evaluates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To investigate qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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