In 2025, the FHA loan limits for the county of Worcester, covering West-Brookfield, MA, are as follows: $364,550 for a single-family home, $466,700 for properties with two units, $564,100 for three-unit homes, and $701,050 for four-unit buildings.
Conversely, the highest loan limits permitted for conventional loans on a single-family residence are $548,250. For 2-units, they reach $702,000, $848,500 for those with 3-units, and $1,054,500 for properties containing 4-units.
Utilize our FHA calculator to view today’s leading FHA rates and determine your needed downpayment, income levels, credit score, reserves, and required documentation for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive comparison.
By gathering extensive loan program data from thousands of lenders, Lendersa® promptly matches them to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in West-Brookfield, situated in Worcester, MA, facilitates a comparative view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $364,550 | $466,700 | $564,100 | $701,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $291,600 | $291,600 | $291,600 | $291,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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