For 2026, FHA loan limits in Cochituate county, Middlesex, MA are $828,000 for a single-family home, $1,060,000 for 2-units, $1,281,300 for 3-units, and $1,592,350 for 4-units.
Conventional loan maximums on a single-family dwelling are $828,000, while the limit for 2-units is $1,060,000, for 3-units is $1,281,300, and $1,592,350 for 4-units.
Use our FHA calculator to see today's top FHA rates and find out the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly processes data from numerous lenders to fit your financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in Cochituate, Middlesex, MA to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Assess income, reserves, and credit requirements with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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