In 2026, the FHA loan limit for Wayland, located in the county of Middlesex, MA, is as follows: $828,000 for a single-family home, $1,060,000 for two-unit homes, $1,281,300 for three-unit properties, and $1,592,350 for properties with four units.
For conventional loans, the maximum loan amount is $828,000 for single-family residences. It increases to $1,060,000 for two units, $1,281,300 for three-unit homes, and reaches $1,592,350 for four-unit residences.
Use our FHA calculator to discover today’s most favorable FHA interest rates and determine the required downpayment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator offers a way to compare FHA rates and terms with a variety of other loan programs. Investigate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive loan data from thousands of lenders and matches it with your financial profile and specific needs quickly.
Check out the Loan Limits Comparison Table for 2026 within the county of Middlesex, Wayland, MA, which allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification requirements such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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