In 2026, the FHA loan limit for Sudbury county in Middlesex, MA stands at $828,000 for a single-family home. For two units, it's $1,060,000, for three units, $1,281,300, and for four units, the limit is $1,592,350.
The cap for conventional loans for a single-family residence is $828,000, $1,060,000 for two units, $1,281,300 for three units, and $1,592,350 for four units.
Utilize our FHA calculator to access today's top FHA rates and find out the necessary down payment, income, credit, and reserves required for eligibility.
The Lendersa® calculator makes it easy to compare the rates and terms of FHA loans with other loan programs. Discover and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By collecting data from thousands of lenders, Lendersa® matches loan programs to your unique financial profile swiftly.
Our Loan Limits Comparison Table for 2026 in Sudbury county, Middlesex, MA, provides comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| USDA | $675,000 | $675,000 | $675,000 | $675,000 |
| VA | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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