In 2026, the FHA loan limit in Bourne county of Barnstable, MA is set at $701,500 for a single-family home. For properties with 2-units, the limit is $898,050; for 3-units, it's $1,085,550; and for 4-units, it's $1,349,050.
The maximum loan amount for conventional loans on a single-family home is $726,200 for a 2-unit home it is $929,850; for 3-units, it's $1,123,900; and for 4-units, the limit is $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and calculate the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan data from thousands of lenders, matching it to your specific financial profile and needs swiftly.
The Loan Limits Comparison Table for 2026 in Bourne county of Barnstable, MA, allows for a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $496,800 | $496,800 | $496,800 | $496,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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