In 2025, the FHA loan limit in Sandwich county, Barnstable, MA is $701,500 for a single-family home. For 2-unit properties, it's $898,050; $1,085,550 for 3-units; and $1,349,050 for 4-units.
For conventional loans, the highest amount allowed on a single-family home is $726,200. For 2-unit homes, it is $929,850; for 3-units, $1,123,900; and $1,396,800 for those with 4-units.
Use our FHA calculator to access today's top FHA rates and to calculate the downpayment, required income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those from other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® compiles extensive loan data from thousands of lenders, efficiently comparing it with your individual financial profile and needs.
The Loan Limits Comparison Table for 2025 in Sandwich county, Barnstable, MA, lets you compare the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more on qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $496,800 | $496,800 | $496,800 | $496,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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