For 2026, the FHA loan limits in East-Sandwich, within Barnstable county, MA, are as follows: $506,000 for a single-family home, $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
The highest loan amount available for conventional loans on a single-family property is $548,250. For homes with 2-units, it's $702,000, for 3-units it is $848,500, and for 4-units the maximum is $1,054,500.
Utilize our FHA calculator to view today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare the terms and rates of FHA loans against various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, which provides a broad perspective for decision-making.
By sourcing loan data from thousands of lenders, Lendersa® creates fast comparisons that align with your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in East-Sandwich, within Barnstable, MA, allows evaluation of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare eligibility requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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