For 2026, the FHA loan limits in Buzzards-Bay, within the county of Barnstable, MA, are established as follows: $506,000 for single-family homes, $647,750 for 2-units, $783,000 for properties with 3-units, and $973,100 for those with 4-units. These figures allow buyers to understand their borrowing capacity.
The maximum amount available for conventional loans in terms of single-family residences is $548,250. For 2-units properties, it is set at $702,000; for 3-units, the limit is $848,500, and for 4-units, it reaches $1,054,500.
Our FHA calculator can be utilized to find today’s leading FHA rates and to calculate necessary components such as downpayment, income, credit requirements, reserves, and documentation for qualification.
With the Lendersa® calculator, you can assess FHA rates and terms alongside those of all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling a comprehensive comparison.
Lendersa® gathers loan program information from thousands of lenders and delivers quick comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Buzzards-Bay, Barnstable, MA provides insights into the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper understanding of qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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