For 2026, the FHA loan limit in the county of Hampshire, Easthampton, MA, is $472,030 for a single-family residence. It's $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
The highest amount for conventional loans on single-family homes is $726,200; for 2-unit properties, it's $929,850, for 3 units it's $1,123,900, and for 4-unit dwellings, it's $1,396,800.
Use our FHA calculator to find today's top FHA rates, and check the requirements for downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator helps you evaluate FHA rates and terms alongside those of other lending programs. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® efficiently gathers loan program data from thousands of lenders and rapidly compares it to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Easthampton county, Hampshire, MA juxtaposes FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To contrast qualification needs like income, reserves, and credit, try Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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