In 2026, the FHA loan limit in Greenfield county, which is part of Franklin, MA, is $356,362 for a single-family home. For 2-units, it's $456,275; for 3-units, the limit is $551,500; and for 4-units, it's $685,400.
As for conventional loans, the maximum amount for a single-family home is $548,250. For 2-unit homes, the limit rises to $702,000, for 3-units the maximum is $848,500, and for 4-units, it's $1,054,500.
Our FHA calculator can help you find today’s leading FHA rates and calculate the needed downpayment, income, credit, reserves, and required documentation.
The Lendersa® calculator allows comparisons between FHA rates and terms and those of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly matches data from thousands of lenders with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Greenfield county of Franklin, MA compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
