In 2025, the FHA loan limits in Northfield county, part of Franklin, MA, are structured as follows: a single-family home limit is $472,030, for two-unit properties it's $604,400, for three-unit homes it's $730,525, and for four-units, the cap is $907,900.
The top loan amount for conventional mortgages on a single-family house is set at $726,200. For homes with 2, 3, or 4 units, the limits move to $929,850, $1,123,900, and $1,396,800 respectively.
Explore our FHA calculator for today's most favorable FHA rates and assess down payment, income, credit, reserve requirements, as well as necessary documents for qualification.
The Lendersa® calculator is designed to let you match FHA rates and terms with those from a wide array of other loan programs. Dive into comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® amasses extensive loan program data from thousands of lenders and quickly aligns it with your personalized financial profile and needs.
Within the 2025 Loan Limits Comparison Table for Northfield, in Franklin, MA, analyze maximum loan capabilities for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification standards, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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