In 2025, the FHA loan limits in Deerfield county of Franklin, MA are $472,030 for a single-family home. For 2-units, the limit is $604,400, $730,525 for properties with 3-units, and $907,900 for 4-units.
For conventional loans, the highest loan amount for a single-family residence is $726,200. For properties with 2-units, it is $929,850, increasing to $1,123,900 for 3-units, and to $1,396,800 for 4-units.
Use our FHA calculator to check today’s competitive FHA rates and find out the needed downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator provides a way to compare FHA loan rates and terms alongside other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for a comprehensive review.
Lendersa® gathers extensive loan program data from thousands of lenders, providing quick comparisons tailored to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Deerfield, located in Franklin, MA, presents detailed max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To appraise qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
