For 2025, the FHA loan limit in Sunderland, county of Franklin, MA, is $472,030 for a single-family home. For a 2-unit property, it is $604,400, $730,525 for 3 units, and $907,900 for properties with 4 units.
The maximum loan amount allowed for conventional loans on a single-family residence is $726,200. For 2-unit homes, it is $929,850, with $1,123,900 for 3 units, and $1,396,800 for 4-unit residences.
Use our FHA calculator to view today’s top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from thousands of lenders, quickly comparing it to your financial profile.
The Loan Limits Comparison Table for 2025 in Sunderland, Franklin, MA, allows examination of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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