The FHA loan limits for 2026 in Amherst county of Hampshire, MA are set at $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four units.
The maximum conventional loan amounts are $548,250 for a single-family home, $702,000 for two-unit homes, $848,500 for three-unit homes, and $1,054,500 for four-unit homes.
With our FHA calculator, discover today's best FHA rates and find out the required down payment, income, credit rating, reserves, and documents needed for approval.
The Lendersa® calculator empowers you to contrast FHA rates and terms with those of other types of loan programs. Check out options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By collecting data from thousands of lenders, Lendersa® quickly matches loan programs to your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Amherst county within Hampshire, MA assists in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For a detailed comparison of qualification necessities like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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