For the year 2026, the FHA loan limits in Hardwick county, within Worcester, MA, are set at $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Regarding conventional loans, the maximum lending amount for a single-family home is $726,200. If you are considering a dwelling with two units, the cap increases to $929,850, and for three or four units, it adjusts to $1,123,900 and $1,396,800, respectively.
Explore our FHA calculator to check out today's favorable FHA rates, and learn what downpayment, credit score, income, reserves, and documentation are essential for qualification.
Review loan propositions from an array of 100 lending sources
Utilize the Lendersa® calculator to pit FHA rates and terms against those of a wide variety of loan programs. Delve into and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® quickly gathers program data from a vast pool of lenders, allowing for instant side-by-side comparisons tailored to your precise financial profile and necessities.
The Loan Limits Comparison Table for 2026 in the county of Hardwick, Worcester, MA, provides a comparative look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate the qualification standards such as required income, reserves, and credit, make use of Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Hardwick FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
