For 2025, the FHA loan limits in South-Dennis, located in the county of Barnstable, MA, are set at $506,000 for a single-family home. The limit increases to $647,750 for 2-unit properties, $783,000 for residences with 3 units, and $973,100 for those with 4 units.
The maximum loan amounts for conventional mortgages on a single-family house reach $548,250. For 2-units, it is $702,000, while 3-units allow for $848,500, and 4-units have a ceiling of $1,054,500.
Make use of our FHA calculator to view today’s best FHA rates and calculate crucial factors such as downpayment, needed income level, credit score, reserves, and the documentation required to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive selection to consider.
Lendersa® compiles data from thousands of lenders and quickly matches it to your specific financial profile and needs, offering efficient comparisons.
The Loan Limits Comparison Table for 2025 in South-Dennis, county of Barnstable, MA, assists in comparing the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing necessary qualifications such as income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $408,200 | $408,200 | $408,200 | $408,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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