As of 2026, the FHA loan limits for Holden in Worcester, MA are set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit complexes.
Regarding conventional loans, a single-family home's cap is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator can assist in finding today’s most competitive FHA rates and help determine the needed downpayment, income, credit standing, reserves, and documents for qualification.
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The Lendersa® tool lets you assess FHA rates and conditions alongside those of other loans. Dive into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans for comparison.
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For 2026, see our Loan Limits Comparison Table in Holden, Worcester, MA, which covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To evaluate qualifying criteria like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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