FHA Loan Max Loan amount for Boylston, Worcester County, MA in 2026

In the year 2026, the FHA loan limits for the county of Worcester in Boylston, MA are defined as follows: $472,030 for a single-family house, $604,400 for residences with two units, $730,525 for three-unit properties, and $907,900 for those with four units.

For conventional loans, the maximum allowed loan amount is set at $726,200 for a single-family home. For two units, it rises to $929,850, $1,123,900 for three units, and finally, $1,396,800 is the cap for four-unit buildings.

To identify today’s top FHA rates and understand the required downpayment, income verification, credit status, reserves, and necessary documentation for eligibility, make use of our FHA calculator.

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Evaluate Your Loan Choices in Boylston, MA

The Lendersa® calculator is a powerful tool that enables a side-by-side comparison of FHA loan terms with a variety of other lending options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This helps you explore the best fit for your needs.

Gathering extensive loan data from a multitude of lenders, Lendersa® efficiently matches this information against your individual financial profile and requirements in seconds.

The Loan Limits Comparison Table for 2026 in Boylston, located in Worcester, MA, is your resource for comparing the top loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. To thoroughly detail and compare qualification criteria such as income, reserves, and credit demands, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Boylston county of Worcester, MA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Boylston FHA Lenders

  • Wachusett Mortgage Corporation
  • 45 Sterling St, West Boylston, MA, 01583
  • Lends in Massachusetts
  • The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.

  • PRESTIGE HOME MORTGAGE, LLC
  • 6 MAPLE STREET, SUITE 202, NORTHBOROUGH, MA, 1532
  • Lends in Massachusetts
  • We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs

  • Security First Mortgage Funding LLC
  • 21 N. Quinsigamond Ave, Worcester, MA, 01545
  • Lends in Massachusetts
  • Security First Mortgage Funding is a Mortgage Lender with a Lending Platform designed to meet the needs of Today's Borrower. We have the lowest rates on conventional, Jumbo, FHA, VA and portfolio loans Available. We also specialize in Condo financing. At Security First we have a dedicated team of loan officers & processors.

  • Drew Mortgage Associates
  • 196 Boston Turnpike Road, Shrewsbury, MA, 01545
  • Lends in Massachusetts
  • We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.

  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Lends in Massachusetts
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments

  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Lends in Massachusetts
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.

  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • Lends in Massachusetts
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans

  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Lends in Massachusetts
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.

  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.

  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Lends in Massachusetts
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.