In the year 2025, the FHA loan limits for the county of Worcester in Boylston, MA are defined as follows: $472,030 for a single-family house, $604,400 for residences with two units, $730,525 for three-unit properties, and $907,900 for those with four units.
For conventional loans, the maximum allowed loan amount is set at $726,200 for a single-family home. For two units, it rises to $929,850, $1,123,900 for three units, and finally, $1,396,800 is the cap for four-unit buildings.
To identify today’s top FHA rates and understand the required downpayment, income verification, credit status, reserves, and necessary documentation for eligibility, make use of our FHA calculator.
The Lendersa® calculator is a powerful tool that enables a side-by-side comparison of FHA loan terms with a variety of other lending options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This helps you explore the best fit for your needs.
Gathering extensive loan data from a multitude of lenders, Lendersa® efficiently matches this information against your individual financial profile and requirements in seconds.
The Loan Limits Comparison Table for 2025 in Boylston, located in Worcester, MA, is your resource for comparing the top loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. To thoroughly detail and compare qualification criteria such as income, reserves, and credit demands, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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