For 2026, the FHA loan limit in the county of West-Boylston, within Worcester, MA, is $364,550 for a single-family home. For multi-unit residences, the limits are $466,700 for 2-units, $564,100 for 3-units, and $701,050 for 4-units.
Conventional loan limits reach $548,250 for a single-family dwelling, with values of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
To find the best available FHA rates today and assess the required downpayment, income, credit score, reserves, and documents to qualify, use our FHA calculator.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan program data from thousands of lenders, offering rapid comparisons aligned with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in West-Boylston, Worcester, MA, provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $364,550 | $466,700 | $564,100 | $701,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $291,600 | $291,600 | $291,600 | $291,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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