In 2026, the FHA loan limits for Hopedale within the county of Worcester, MA, are set at $472,030 for a single-family home. For 2-units, it is $604,400, for 3-units it is $730,525, and for 4-units the limit is $907,900.
The ceiling on conventional loan amounts for a single-family residence is $726,200, while for 2-units it is $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Utilize our FHA calculator to access today’s FHA rates and determine needed downpayment, income, credit reserves, and documents for qualification.
The Lendersa® calculator permits the juxtaposition of FHA rates and terms with those of other lending programs such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® aggregates detailed data from thousands of lenders to match your unique financial profile and needs promptly.
The Loan Limits Comparison Table for 2026 in Hopedale county, Worcester, MA, showcases FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess requirements like income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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